Retirement Calculator

Plan your retirement savings goals, calculate retirement fund accumulation and monthly retirement income. Help you make informed investment decisions.

Retirement Planning Parameters

Investment Tips

Conservative
4-6% annual return
Moderate
6-8% annual return
Aggressive
8-12% annual return

Retirement Planning Results

Planning Recommendations

Start saving early for compound growth
Review and adjust portfolio regularly
Consider diversified investments
Utilize tax-advantaged retirement accounts

Retirement Planning Guide

Retirement Savings Principles

  • 10% Rule: Save 10-15% of income for retirement
  • Start Early: Time is compound interest's best friend
  • Regular Investment: Dollar-cost averaging reduces risk
  • Diversify: Don't put all eggs in one basket

Investment Strategy Recommendations

  • Take more risk when young
  • Gradually reduce risk approaching retirement
  • Consider low-cost index funds
  • Rebalance portfolio regularly

Disclaimer

This calculator is for reference only. Actual investment returns may vary due to market fluctuations. Please consult a professional financial advisor for personalized retirement planning.